My Story

My name is Kurt Heineman. I am a CERTIFIED FINANCIAL PLANNER™ and I am the owner of Vision Casting Financial Planning, LLC.

I love financial planning because it allows me to use my skills to help people in very practical ways. One of the unique skills I bring to financial planning is the ability to cultivate an honest and open space to talk comfortably about our financial dreams and how to achieve them. I enjoy understanding people’s values and goals, then building a financial plan that integrates what matters most to my clients.

There are three main ways that advisors are compensated in the industry:

  • Commission-based: Advisors receive a portion of a product they sell such as mutual funds or insurance premiums.

  • Fee-based: Some commission products and/or fees paid directly to the advisor from the client.

  • Fee-Only: Flat fee, hourly fee, percentage of assets managed or a percentage of income all negotiated and paid directly to the advisor.

I decided to start my own Fee-Only firm in order to eliminate as much conflict of interest as possible and serve my clients as a fiduciary. I value openness, honesty, and helping others. I am a financial planner not a sales person. I believe a Fee-Only compensation plan allows me to do my job while I maintain my values and integrity while I serve you. Kurt is a member of the Spokane Financial Advisors Network, a community of local, independent, and fee-only financial planners.

Prior to working as a financial planner I was an Pastor in the Presbyterian Church (USA). Many of my skills from pastoring like being good a communicator, listening well, having empathy for others, helping navigate complex and nuanced problems, and leading well organized meetings have transitioned to my role as financial planner. These skills set me apart from virtually every other financial planner I know. Because of my background in the church I have a deep passion for helping others and utilizing charitable giving to make a substantial impact in our community.

Aside from financial planning, I love spending time with family, mountain biking, and watching the Seattle Seahawks and Sounders FC.

This is a picture of Kurt Heineman and his family standing at Duncan Gardens in Manito Park.

Professional Designations & Affiliations for Kurt Heineman

This is another NAPFA logo

Kurt Heineman is a NAPFA-Registered Financial Advisor

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

This is the Gold colored CFP® logo

Kurt Heineman is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

Fee Only Network Member logo

Kurt Heineman is a Fee Only Network Member

FeeOnlyNetwork.com elevates the visibility of fee-only financial advisors, individually and collectively. Fee-Only advisors are ONLY compensated by the client and NEVER make commission by selling financial products, or receiving kickbacks from brokerage firms. Our platform gives consumers easy access to profiles of vetted financial advisors working under a transparent fee structure with a legal obligation to provide unbiased financial advice. No sales. Period.